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Paymob vs XPay: Which Should You Use on Your StorkPlus Store?

To accept online payments in Egypt, the two best-known options on StorkPlus are Paymob and XPay. Both work for orders from your storefront and from WhatsApp, Messenger and Instagram. This comparison covers what each does inside StorkPlus, and the fees each company publishes on its own site.

In short
  • XPay on StorkPlus offers cards, Fawry and ValU through one connection.
  • Paymob needs 5 values from its dashboard plus a callback URL.
  • XPay confirms payments with a signed webhook and lets you choose the checkout language.
  • Published fees: Paymob 2.75% + 3 EGP; XPay 2.5% + 2.5 EGP for local cards.
  • StorkPlus takes 0% commission, and you can enable both.

Paymob vs XPay inside StorkPlus

PointPaymobXPay
Payment methods in setupSet by the integration ID in your account (e.g. cards)Cards, Fawry, ValU (chosen in your XPay settings)
What you enterAPI key, HMAC secret, merchant ID, iframe ID, integration IDSecret key and webhook secret, optional payment method configuration ID
Payment confirmationCallback URL you set in PaymobSigned webhook with a URL fixed for your store
Checkout languagePer your Paymob settingsSame as the order, Arabic or English
Test modeFrom your Paymob accountSeparate sk_test_ keys

Fees published on their sites

  • Paymob: the pricing page lists 2.75% + 3 EGP per transaction on the Standard plan, with no monthly fees. Paymob pricing.
  • XPay: the pricing page lists 2.5% + 2.5 EGP for local cards and 2.75% + 2.5 EGP for international cards. It does not list Fawry or ValU rates. XPay pricing.

These rates come from their sites at the time of writing and may change or differ under your agreement, so check before you decide. StorkPlus itself takes no commission on sales.

When to choose XPay

  • You want Fawry and ValU alongside cards from one connection.
  • You want control over the checkout page language.

When to choose Paymob

  • You already have a Paymob account and agreed rates.
  • Your customers are used to the Paymob payment page.

Can you use both?

Yes. Enable Paymob, XPay and cash on delivery together and let the customer choose. For customers abroad, add Stripe.

Frequently asked questions

Which is cheaper, Paymob or XPay?

Per their published pricing pages: Paymob 2.75% + 3 EGP, XPay 2.5% + 2.5 EGP for local cards. Rates can change, so check each company’s site.

Which one offers Fawry and ValU on StorkPlus?

XPay. The method is called XPay (cards, Fawry, ValU), and you choose the methods in your XPay account settings.

Does StorkPlus add a commission on top of gateway fees?

No. StorkPlus takes 0% commission on sales, and the starter plan is free.

Read next

Try it yourself: open your free StorkPlus store — the starter plan is free, with 0% commission on sales.

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